Umbrella Property Accountants

Property Insights

Insights

Investment Property Buying: Why the Numbers Aren’t Everything

When buying an investment property, the numbers absolutely matter. Rental yield matters. Cash flow matters. Borrowing capacity matters. Tax outcomes matter. Holding costs matter. Future growth prospects matter. If the numbers do not stack up, the deal should not proceed. But property buying is not just a numbers game. It is

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Renting old home and buyng a new home
Capital Gains

Renting out your old home while buying a new one?

How the Gift & Buy-Back Strategy Can (Sometimes) Fix a Costly Tax Problem Upgrading your home is exciting. Keeping your original home as a rental often feels like a smart long‑term move. But for many couples, doing both at the same time quietly creates a structural tax problem — not

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Property

New ATO Guidance on Holiday Homes and Tax Deductions

Understanding the New ATO Guidance on Holiday Homes and Tax Deductions The ATO has withdrawn its 40-year-old ruling on holiday homes and replaced it with new draft Taxation Rulings and Practical Compliance Guidelines. These changes tighten the rules on claiming deductions for owning holiday homes, focusing on whether the property

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Capital Gains

Moving from NZ to Australian with a NZ Rental Property – CGT

Moving NZ to Australia With a NZ Rental Property Including Temporary Residency, PR Pathways & CGT Planning Prepared for: John & Mary Prepared by: Garry Wolnarek – Tax Agent Purpose: Provide a clear, client-friendly explanation of how Australian tax applies to your NZ rental property depending on your visa status,

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Capital Gains

Granny Flat Strategy: Positive Cash Flow and Long-Term Growth

If you’re like many property investors in 2025, you might be wondering: How can I create reliable income and growth without overextending myself? You’re not alone — we hear this from clients every week. One proven answer is the granny flat strategy. Adding a granny flat isn’t just about creating

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ATO Property Tax Audit
Property

Property Investors to ensure income and expenses are correct.

The ATO is particularly targeting property investors that are not using the help of a specialist property tax accountant like Umbrella Property Accountant, due to the high error rate being discovered from ATO Audits. The ATO Audits into self-preparers have uncovered nine out of ten tax returns reviewed were filed

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