Date prepared: 29 June 2026 The rules for borrowing through a self-managed super fund to buy residential property have changed. The key issue for anyone currently considering a residential property purchase through an SMSF using a Limited Recourse Borrowing Arrangement (LRBA) is timing. The short answer is this: New residential
Federal Budget 2026 Property Tax Guide The Federal Budget 2026 property tax changes have raised big questions for Australian property investors. What happens to negative gearing? How will the Capital Gains Tax change? Are family trusts still useful? What about bucket companies, SMSFs and company ownership? It can feel confusing.
When buying an investment property, the numbers absolutely matter. Rental yield matters. Cash flow matters. Borrowing capacity matters. Tax outcomes matter. Holding costs matter. Future growth prospects matter. If the numbers do not stack up, the deal should not proceed. But property buying is not just a numbers game. It is
If you have an SMSF and your employer pays super into that fund, Pay Day Super changes the risk. From 1 July 2026, employers will need to pay super at the same time as wages. That means there is less time to fix problems. If your SMSF is not properly
Navigating a Deceased Estate: Avoiding Property Capital Gains Tax Mistakes Losing a loved one is difficult. This practical guide explains deceased estate tax rules in plain English—helping families avoid costly CGT mistakes and unnecessary stress. Managing a deceased estate can feel overwhelming. You’re dealing with grief, legal paperwork, and tax
In our October Newsletter 2025, we identify the red flags of superannuation scams and navigate the complex rules for claiming electric vehicle (EV) car expenses. We also break down the powerful small business CGT retirement exemption, explain the often-overlooked disadvantages of family trusts, and clarify the tax on redundancy payments.
Considering a SMSF setup before 30 June 2025. Pause.If there are no contributions or assets in the fund, you could be triggering thousands in avoidable compliance costs, all without gaining any strategic benefit. Why timing matters for SMSF setup Setting up an SMSF late in the financial year may feel
